Income Requirements: The minimal income requirement differs by the type of income:

Salary	300 USD
Dividend	1000 USD
Rent	600 USD
Co signer*	400 USD

* (family member)
Requirements for borrower vary upon the source of the income.

Consumer loans are available to individuals with documented stable income obtained in form of:

• Salary
• Rental Income
• Dividends
  

Salary	Dividends	Rental Income
Length of current employment -probationary period must be completed	Dividend issuing company must follow established criteria set by bank	Length of rental - at least length of rental agreement for not less than 6 months.
Employed for not less than 1 year.	Dividend Income must be stable.	Recommended by a real estate specialist.

Collateral Requirement:

ATTENTION!... GREAT OPPORTUNITY !

• Family belongings, equipment and furniture
• Automobile
• Real estate

In case the loan repayment is sourced from the dividend, the financial guarantee of the issuing company is required.

Prepayment of consumer loans in full or partially before the maturity date is allowed.
Upon the request of the borrower, repayment is allowed prior to the term of the loan with 2% prepayment fee.
The fee is applied only in case when the borrower's payment exceeds more than twice the sum noted in the re-payment schedule.

Enjoy Life Today-Pay Tomorrow!