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Get the money to meet all of today's needs and pay it back monthly over a length of time you choose
 
Monthly payment: Only a portion of monthly income can be used to cover the consumer loan:

Monthly Income in USD Maximum income share for loan repayment
< $ 600 25%
< $ 1,000 30%
< $ 1,500 35%
< $ 3,000 40%
>= $ 3,000 50%

Example: If the documented income is USD 800, the amount for loan repayment shall not be more than 800*30%=USD240 per month.
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