Whether
applying for a loan online or in person, you will start by answering some questions regarding the loan application.
Your answers, and your credit records will help us to determine what additional documentation, if any, would be required.
Basic Loan Obtaining Process:
1.Interview with Manager of the Loan Department .
2.Submit required documents to the bank.
3.In case of secured loans, the consumer loans manager will inspect the provided collateral by visiting the office or home of the applicants (not required on unsecured loans).
4.Upon approval of credit committee, the approved collateral will be mortgaged or held as guarantee.
5.Insurance may be required.
6.Disbursement of the loan .
DETERMINATION OF MONTHLY PAYMENTS
You can determine the monthly payments with the our loan calculator.