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Tariff Pack |
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For customers not having tariff packs |
Stimulus |
Universal |
Prestige |
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| Card Service |
Annual Fee
Electron/Maestro - 10 GEL,
Classic/Standard - 15 USD,
Gold - 70 USD |
FREE |
| Renewal of damaged/lost card |
Annual Fee
Electron/Maestro - 10 GEL,
Classic/Standard - 15 USD,
Gold - 70 USD |
FREE |
Service of each additional card except 3 cards included in tariff packs (monthly) |
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| Electron / MC Maestro |
- |
1,9 GEL |
| Classic / MC Standard |
- |
| Visa Gold / MC Gold |
- |
| Minimal balance requirement |
Electron/Maestro - 0; Classic/Standard - 20 USD; Gold -determined individually |
Not required |
| Annual interest rate |
3% above 4000 GEL or 2000 USD/EUR (except Electron Maestro cards) |
0% |
0% |
3% above 4000 GEL or 2000 USD/EUR |
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| TBC Bank branches |
0.6%, min. 0.1 USD/EUR or 0.2 GEL (from GEL account) |
0.6%, min. 0.1 USD/EUR ან 0.2 GEL (from GEL account) |
| Other banks |
2%, min. 3 USD/EUR or 6 GEL (from GEL account) |
2%, min. 3 USD/EUR or 6 GEL (from GEL account) |
Cash withdrawal fee in ATM's |
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| TBC and UGB ATM's |
0.2%, min. 0.2 GEL or
0.1 USD/EUR |
FREE |
| Other ATM's |
2%, min. 3 USD/EUR or 6 GEL (from GEL account) |
2%, min. 3 USD/EUR or 6 GEL (from GEL account) |
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| In Georgia |
0% - Visa Electron/Maestro;
0.25% other cards |
FREE |
| Outside Georgia |
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| Visa Electron / MC Maestro |
0,25% |
| Visa Classic / MC Standard |
0,20% |
| Visa Gold / MC Gold |
0,15% |
Stop list fee
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Local stop-list
|
FREE |
FREE |
| International stop-list |
| Electron / MC Maestro |
|
- |
| Classic / MC Standard |
50 USD /per region/weekly |
50 USD /per region/weekly |
| Visa Gold / MC Gold |
| Cash withdrawal limit (for any tariff pack) |
|
Electron / MC Maestro |
Classic / MC Standard |
Visa Gold / MC Gold |
| TBC Bank branches |
Unlimited |
Unlimited |
| 24 hr cash withdrawal limit |
Similar to tariff packs |
3000 GEL |
5,000 USD |
15,000 USD |
| In banks |
3000 GEL |
5,000 USD |
15,000 USD |
| In ATM's |
3000 GEL |
2,500 USD |
5,000 USD |
| 24 hr purchase limit |
4000 GEL |
10,000 USD |
20,000 USD |
| Weekly limit |
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| In ATM's |
- |
10,000 USD |
20,000 USD |
| At merchants |
- |
20,000 USD |
40,000 USD |
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| TBC Cosmo Electron |
20 GEL annually |
FREE |
| TBC Cosmo Classic |
45 GEL annually |
| Other fees |
- |
Similar to cards included in tariff packs |
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| Additional accounts: current, "My Safe" |
- |
0,9 GEL (monthly) |
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| To other banks - GEL |
0,07%, min. 0.9 GEL |
0.9 GEL |
0.7 GEL |
0.5 GEL |
| To other banks - USD |
0.2%, min. 15 USD, max 150 USD |
14.9 USD |
12.9 USD |
9.9 USD |
| To other banks - other currency |
0.2%, min. 15 EUR, max 150 EUR |
14.9 EUR |
12.9 EUR |
9.9 EUR |
| To other banks - USD (for entrepreneurs) |
0.2%, min. 15 USD, max 150 USD |
14.9 USD |
12.9 USD |
9.9 USD |
| To other banks - other currency (for entrepreneurs) |
0.2%, min. 15 EUR, max 150 EUR |
14.9 EUR |
12.9 EUR |
9.9 EUR |
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| Transfers b/w TBC Bank branches (any currency) |
FREE |
FREE |
| Utility payments from branches |
1 GEL |
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| Utility and other payments via internet banking, telephone banking, TBC Pay cash-in terminals |
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| Cash deposit or transfer |
FREE |
FREE |
Cash withdrawal from current account |
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| GEL |
0,20% |
0,20% |
0,15% |
0,10% |
| USD |
0,60% |
0,60% |
0,50% |
0,40% |
| Cash withdrawal from "My Safe" Deposit |
Free for amounts deposited by cash.
If transfered, similar to current account |
Free for amounts deposited by cash.
If transfered, similar to current account |
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| TBC Bank rates - upon request |
FREE |
FREE |
| One day prior notification |
Next day Interbank Exchange Rate + 3% |
Next day Interbank Exchange Rate + 3% |
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| Internet banking |
Registration - 10 GEL;
Service - 5 GEL/quarterly;
Digipass - 10 GEL |
FREE; Digipass - 10 GEL |
| Telephone banking |
FREE |
FREE |
| Direct Debit (service and transfers), Standing Order |
5 GEL/quarterly/ |
FREE |
| SMS Service |
FREE |
FREE |
| Balance inquiry |
FREE |
FREE |
| Top-up in "Magti" and "Geocell" |
FREE |
FREE |
| SMS notification about account turnover |
FREE |
FREE |
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| Registration |
20 GEL |
20 GEL |
| Transaction commission |
5 GEL |
5 GEL |
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| Sale of "Bankes's Trust Company" cheques |
15 USD |
15 USD |
| Sale of "Deutsche Bank" cheques |
0.8% min 15 USD |
0.8% min 15 USD |
| Acceptance of cheques issued by other banks |
<1000 USD - fix. 10 USD, >=1000 USD - 1% min. 40 USD, + applicable postal fees |
<1000 USD - fix. 10 USD; >=1000 USD - 1% min. 40 USD, + applicable postal fees |
| Sale of "American Express" traveler's cheques |
0,80% |
0,80% |
| Cashing traveler's cheques |
0,80% |
0,80% |
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| Individual safe boxes |
from 0.5 to 3.5 GEL p/day |
Standard price minus 5% |
Standard price minus 10% |
Standard price minus 15% |
| Accepting damaged foreign currency |
2% |
2% |
| Banknote authenticity verification |
0.1% min 10 GEL |
0.1% min 10 GEL |
| Account statement (in Georgian) |
FREE |
FREE |
| Account statement (in English) |
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| For registered clients |
20 GEL /quarterly/ |
20 GEL /quarterly/ |
| Non registered clients |
20 GEL (p/statement) |
20 GEL (p/statement) |
| Document renewal from archive |
10 GEL |
10 GEL |
| Amendment to payment order/investigation |
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| USD and RUR |
55 USD |
55 USD |
| Other currency |
55 EUR |
55 EUR |